Florida Rodriguez's Blog Posts

Tips For Landlords And Property Managers

Lessen your liabilities by following these simple tips. Become a model landlord with less to no stress. Qualify a tenant before entering into a formal agreement. Be sure to evaluate all

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Fall Home Maintainance Checklist

Fall Maintainance Checklist for your Home___Stow your mower___Store hoses and turn off outdoor water___ Drain and turn off sprinkler system___Seal cracks around doors and windows___Clean your

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RECOGNIZE UNFAIR HOUSING

Housing Discrimation. How do you recognize it? Under the Fair Housing Act, it is against the law to: - Refuse to sell or rent you housinh- Tell you housing is unavailable but when in

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3 Things To Do This Summer

Hey it's summer! It's that time of the year. For what? For these 3 simple things to add to your home's annual maintenance.1. REPLACE BATTERIES/CARBON DIOXIDE DETECTORS2. STAIN AND SEAL WOODEN,

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PLUMBING 101

When buying a home, it is good to know a few tips on your plumbing. 1. Locate where your main water shut off valve is for the whole house. In case of major leaks, this will be very helpful.;

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FOUNDATION 101

If your home shows signs of cracking, settling, or leaking, it is best to repair the foundation of your home to protect and insure its value. Leaking and poor foundation will devalue your home

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SPRING HAS SPRUNG

Now is the best time to show off your landscaping skills. Ooopsss,,, Rather relax in your backyard than get your hands dirty? Call a landscaping professional to do the job for you! Here are

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Roll That Garage Door Up

Many garage door companies work out of their own garage. Be careful with these kind of pretenders. It is best to hire professional and certified technicians. Below are some tips to guide you

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Consumer Tips When Hiring An Electrician

You want your home to be safe and at best functionality not only to provide shelter to you and your family, but also for comfort.  In every room, you use electricity. So, how do you make

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75 Point Checklist To Prepare Your Home For Sale

75-Point Checklist to Prepare Your Home For SaleThe goal is to present a clean, spacious, clutter-free home – the kind you’d like to buy! Do a little each day and it will pay dividends.Florida

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HOME STAGING 101

When you're getting  ready to sell, the best way to start the process is simply by sprucing up your home. Although Real Estate and Home Staging are separate services, they go hand in hand.

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Service Animals And Pets Policy

Rental Property. No Pet Policy.Then here comes an application from an individual  with a "therapy dog".  Can landlord deny the application?Here are some important points to remember: 

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Tips For Sellers

Maryland's awesome weather affords you a couple more months to comfortably work on the exterior of your home.  Preparing your home now will help to ensure a more relaxing transition from

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Cash Out Refinancing Vs Home Equity Loan

Are you interested in borrowing against your home’s available equity to pay for other expenses?  You have options, you can either refinance and get cash out, or take out a home

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A REALTORS OATH

A REALTOR'S OATHI pledge myself to protect the individual right of real estate ownership and to widen the opportunity to enjoy it;To be honorable and honest in all dealings;To seek better to

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ASSUMABLE MORTGAGE

What is  'Assumable Mortgage'?It is a  type of financing arrangement in which the outstanding mortgage and its terms can be transferred from the current owner to a buyer. By assuming

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AS IS HOMES

Today I showed a few homes to a client. She liked one of them in #zip21234, but it is an "as is". She asked me what if there is something major broken in the house and she would not learn it until

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Financial Benefits Of Owning A Home

1. Homeownership Builds Wealth Over TimeAs you start paying your monthly mortage, the equity in your home starts to build up, thus, building up your wealth a month a time. 2. You Build Equity

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Important Points To Know About Good Faith Estimates

Good Faith Estimates or GFE's provide you the numbers you will need at closing, so understanding your GFE's is very important. Take a look at page 2 of the GFE, where all the closing costs are

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Smoke Alarm Requirements In Maryland

For Sellers, please take note of the following Maryland Requirements for Residential Property.Single Family:  - Seller to disclose whether the smoke alarms are over 10 years old, and whether

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QUESTIONS TO AKS YOUR LOAN OFFICER WHEN SHOPPING FOR A MORTGAGE

YOU FOUND THE HOME YOU WANTED, YOU MADE AN OFFER AND IT WAS ACCEPTED! HOORAY!NOW YOU HAVE TO START SHOPPING TO FIND THE LOWEST RATES, HERE ARE QUESTIONS THAT WILL HELP YOU DECIDE WHICH LENDER

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2015 Mortgage Rate Predictions

Most experts predicting mortgage rates will rise up to 5.25% by end of 2015 for fha/ conventional loans. How does this affect buyers? Buyers who can afford a $300,000 loan right now with 3.8%

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FHA MORTGAGE INSURANCE PREMIUM

Ever wonder about MIP or Mortgage Insurance Premium? When will you stop paying it or will it ever go away?New FHA mortgages and refinances of an existing FHA mortgage which was endorsed by the FHA,

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Documents You Will Need When Applying For A Mortgage Loan

* 1 month of recent paystubs that shows YTD income* 2 years of your most recent W2's* 2 years of your most recent Federal Tax Returns (all pages/schedules)* 2 months of your most recent bank

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FIGURING OUT HOW MUCH CLOSING COSTS YOU WILL NEED AT SETTLEMENT

*Please take note, these numbers are estimate. Talk to your lender for a more specific amount.*Primary Residential Mortgage Fees            $1

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HOW TO FIND OUT IF A BASEMENT HAS A PROBLEM

HOW TO KNOW IF THE BASEMENT HAS A PROBLEMWhen buying a home, make sure to check out the basement for possible issues. As it plays a big role in the foundation of the home. Trust your senses!

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ARE YOU READY TO BUY YOUR 1ST HOME BUT DONT KNOW WHERE TO START

Before starting the process, check your credit report and score. Don't forget to check for errors on your report to make sure you are getting the right score. The higher your score is, the better

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HOW HOME OWNERSHIP HELP LOWER YOUR FEDERAL INCOME TAX

HOW DOES HOME OWNERSHIP HELP LOWER YOUR FEDERAL INCOME TAX ?The tax deductions you’re eligible to take for mortgage interest and property taxes greatly increase the financial benefits of

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When Will PMI Be Removed From My Loan

Private Mortgage Insurance (PMI)... when will it be removed from my loan?You must be in good standing in paying your monthly mortgage in order for PMI to be either 1)cancelled or 2)terminated. This

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